Set Your Target Net Worth for Retirement

6 best free checking accounts, the do's and don'ts of buying vacant land, how to file for bankruptcy

July 30, 2021

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A black senior woman sits comfortably on her couch in her apartment. She is using a laptop and is consulting from home during the COVID-19 pandemic.

If you want to set a goal for the net worth to have at retirement, the figure you use should accommodate your lifestyle and limits. To get started, calculate your current net worth and take a look at how much you plan to spend in retirement. Read more.

Even if you intend to take as few math courses as possible at a university, you really can't get away from it: Budgeting in college is like one of those math word problems come to life. If you're starting the next rung of higher education soon, you'll want to start thinking about how you're going to make your money last through the semester or year. Or if you have college-bound kids, you'll want to offer them these budgeting tips. Read more.

The economy has been brutal due to the coronavirus pandemic, and even in good times people can find themselves struggling to pay bills. So if you have questions about filing for bankruptcy, here are some answers, including details about when and how to file for bankruptcy. Read more.

Real Estate

Miami Beach, Fla.

If you're a fan of warm weather, sandy beaches and plenty of sunny days, Florida probably sounds like a great place to live. But it's a big state with coastal cities, sprawling, landlocked towns and areas dotted with lakes and canals. For that reason, you'll want to consider all your options when searching for the right place to live in Florida. Read more.

Finding your dream home isn't easy. You'll spend a lot of time scouring online listings, attending open houses and scoping out neighborhoods – and you may still come up empty-handed. Maybe your dream home just doesn't exist yet. In this case, building a home on a vacant piece of land may be the perfect option. Read more.

Banking

business check

Many consumers who live paycheck to paycheck often may fret about having enough money to pay bills on time, but a new feature offered by some banks could help ease the worry. Several banks now offer a service where your paycheck is available one or two days before the regular payday if your employer uses direct deposit. Keep reading to learn more about this option. Read more.

Transferring money back and forth between a traditional checking account and your brokerage account can be a hassle. It will also decrease the amount of time the money is available for investing in individual stocks or exchange-traded funds. The transfer of money between two banks may take several business days, so if you need the funds sooner, a checking account with a brokerage could be more efficient. Read more.

Free checking accounts have slowly become more rare over the last several years. That doesn't mean, however, that you're stuck with an expensive checking account. You shouldn't have to pay for access to your own money – and you don't have to. Consider these six best free checking accounts. Read more.

The Latest Coronavirus Updates

COVID-19's Economic Impact
Understand how the coronavirus pandemic will continue to affect your finances. Review the government's relief measures and what it means for workers and families, as well as other strategies for navigating the economic recovery.

COVID-19 Relief Package: What's in It for You
All About the New $3,000 Child Tax Credit
What Are Plus-Up Payments?
4 Top Money Lessons From the Pandemic
Apply for Partial Unemployment Benefits
What to Do If You Get Evicted

American President with a face mask against CoV Corona Virus infection.

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